Flooded With Insurance Questions?

Water damage insurance claims are the most frequently reported kind of property claim. They cause the greatest financial expense to insurance companies and aggravation for property owners. As a property owner, you are entitled to fair and accurate settlements. Here are some tips for filing a water damage insurance claim.

Water Damage Claim Tips:

  • Request a certified copy of your insurance contract.
  • Begin mitigation of the water damage.
  • Document all damage with photos.
  • Request to your adjuster use technology to diagnose the damage.
  • Obtain your own estimates to gauge cost of the repair.
  • Demand a written explanation of you claim.

Water Damage Coverage:

Most policies vary the contract language for covering water damage. Most insurance policies cover damage where the cause of loss was "sudden and accidental." This includes water damage from a busted pipe, sink/tub overflow, toilet backups, roof breaches and et cetera. The reality is that some water damage insurance claims are unpaid or denied. If you are unsure on how to file a claim, have All Dry USA explain and assist you with water damage claims and inspections.

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